Credit Repair Sample Letters

There’s no shortage of places online where you can find samples of credit repair letters. But most of these sites are simply going to direct consumers toward a credit repair service. Most likely, the sites with the sample credit repair letters are paid for by credit repair companies and they use these websites as lead generating sites. One safe place to get a sample credit letter is the Federal Trade Commission’s credit repair website. This is a good site to review. It will advise you to do your own credit repair.

Another site you should check out for credit repair sample letters is creditblossom.com. This site has the credit letters, but actually it offers much more than just the letter templates and it is completely free to the public! It gives you access to a free tool called the Credit Repair Letter Wiz™ that will save you a ton of time when you are creating your credit dispute letters.

Before you consider using a credit repair company, you should definitely consider sending out your credit dispute letters on your own. The process is really very simple and CreditBlossom.com’s purpose is to give you the simple directions on how to produce the letters and how to send them out.

I have been in the mortgage industry for many years and I am constantly solicited by credit repair agencies soliciting us to send them the clients we cannot get approved for a loan. I made up my mind a long time ago to aid people and instruct people to do it by themselves. CreditBlossom.com is the product of that mission. 

One of the clinics that solicited me via email sent out an email and said this in the title: “With ‘insert the name of the company here’, you could give Johnny Cochran a run for his money and really help people in the process.” This caught my attention so I read on:

“Do you realize that you can make more income doing credit repair than Johnny Cochran generated representing OJ Simpson?  It’s this reason why creditrepair has attracted a number of less than desirable people to the industry.

The message went on to explain that becoming an affiliate for the company basically means you can use their automated system to fix people’s credit. With that system, it only takes about 30 minutes to repair someone’s credit, but they charge your client an average of around six hundred dollars! That works out to $1200 per hour! That’s robbery! Jonny Cochran only costed OJ $500/hour. 

I commend this agency for trying to populate the credit repair industry with trustworthy people, but $600 for thirty minutes worth of work! Now, that is just not right, especially since self credit repair is such an obvious alternative. Clearly, if it only takes 30 minutes, this cannot be a difficult process if you have the right directions. That is what you will find at Creditblossom.com. I don’t make any claim that mailing out the letters by yourself is going to definitely accomplish what you want to accomplish; but my experience has shown that often enough you will.